OKEO app for iPhone and iPad

OKEO makes credit smart. We help you accelerate your financial success by giving you access to a transparent, low-interest rate credit card that adjusts to your use. We give you affordable credit today and help you get better credit tomorrow, unlocking new financial opportunities.

Thats personalised credit. Easy, powerful and smart.

With OKEO you are able to:

L E A R N
Our goal is to help you understand how credit works, no matter how much you already know (or dont).

P L A N
Use our forward-looking projections to plan your financial success.

B E N E F I T
Get the benefits of a credit card that adjusts to your use.

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Why should I get an OKEO credit card?

We want to make credit work for you. OKEO is designed to help you understand how credit works and the benefits of using credit. We allow you to set a repayment plan and encourage you to repay your debt so you can unlock better credit.

What do you mean by personalised credit?

Each person is unique. Credit should be too. Our credit card automatically adjusts to your current financial circumstances, looking at both your OKEO activity and open banking data. You decide a repayment plan that works for you and well encourage you to make smarter decisions.

How can I get a credit card if I have no credit history?

For customers with no or limited credit history, OKEO offers a secured credit card. With a secured credit card, you have to initially put in money as collateral to get credit. This allows you to get access to credit (and at low rates) and allows us to use that collateral in case you dont repay your debts. This also good for you because you avoid the possibility of being stuck in debt. With our personalised credit, well automatically migrate you to a traditional, unsecured credit card if you keep making repayments to OKEO in line with your repayment plan.